Your rig. Your authority.
One command center.
The McClure Agency is an independent trucking insurance agency where owner-operators and fleets in 46 states get covered by A-rated carriers, stay FMCSA-compliant, and check their DOT standing. All in one place, without the runaround.
DOT / MC Instant Lookup
Punch in your USDOT number and get a clean snapshot of your authority, fleet, and safety standing. The same view our agents use before they quote you.
Please enter a valid USDOT number (numbers only).
Operating authority
Active
Common authority · For-hire, interstate
Safety rating
Latest FMCSA review
Fleet
Power units
Drivers
Operating radius
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Live FMCSA data, pulled in real time. The same snapshot our agents use before they quote you.
Double-check the number on your cab door or MCS-150, or try the sample above. Still stuck? Start your quote and we'll pull your file for you.
We cover truckers nationwide
Licensed and quoting in all 50 states. Wherever your authority takes you, McClure gets you covered: 46 states handled directly by our agents, the rest through our experienced agency partners.
Home base: Texas. Same coverage, same crew, all 50 states.
Everything DOT, in one truck stop.
Plain-English guides written by people who file this paperwork every day. No jargon, no gatekeeping. Bookmark it, share it with your driver group.
Filing your MCS-150 (without the headache)
Your biennial update is due even if nothing changed. Miss it and FMCSA can deactivate your DOT. Here's the two-year cadence, what the form actually asks, and the mistakes that trigger audits.
Understanding FMCSA safety scores
CSA BASICs, ISS scores, and what "conditional" really costs you at the shipper's dock. How inspections roll off, which violations weigh heaviest, and how to challenge bad data with a DataQ.
Permits & compliance 101
IFTA, UCR, Form 2290, IRP plates, and state intrastate rules: the full checklist for your first year of authority, in the order the deadlines actually hit.
Primary liability, explained like a human
Why the FMCSA minimum is $750K but brokers want $1M, what your BMC-91X filing actually does, and where premiums really come from (hint: radius, cargo, and losses).
Motor truck cargo: what's actually covered
Reefer breakdown, unattended-truck clauses, debris removal, and the exclusions that surprise people after a claim. Read this before you haul anything worth more than your deductible.
Physical damage & non-trucking liability
Stated value vs. ACV, why your lender's requirements matter, and when NTL (bobtail) coverage keeps you legal on your off days under someone else's authority.
Three doors. Pick yours.
Every quote is shopped across our independent markets. You see options, not one carrier's answer.
Trucking
Owner-operators to 50-truck fleets. Auto liability, cargo, physical damage, NTL, with your FMCSA filings handled the same day.
- New ventures welcome
- Same-day BMC-91X filings
- Monthly pay options
Contractor
General liability for trades and artisan contractors, priced by the work you actually perform, not a lazy class code.
- GL from $1M/$2M
- COIs on demand
Home & Auto
You trusted us with the business. Let us shop the house and the pickup too. Bundled personal lines for trucking families.
- Multi-policy savings
- Texas homeowner markets
Small-shop attention. Command-center tooling.
We built our own quoting and service platform because truckers shouldn't wait three days for a certificate or a callback.
Got my authority in March, and every other agent treated me like a risk. McClure treated me like a business. Quote came back the same afternoon, filings were done before I hung up, and when a broker needed a COI at 6 pm, it was in their inbox in ten minutes.